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One
of the most innovative payment products, that rewards
you with unique privileges that appeal to your prestigious
lifestyle.
Great Fixed Annual Percentage Rate of 11.99%
No Annual Fee**
Score
Card Rewards
Earn
1 point for each dollar charged (re-ages after 2 years)
to purchase free round trip airline tickets from the
contiguous 48 United States, Canada and Mexico/Caribbean.
Gift
Rewards
Earn
1 point
for each dollar charged (re-ages after 2 years) to
purchase high-tech items from trusted names like Toshiba,
Panasonic and Bose and/or high-styled products from
companies like Donney & Bourke.
Other
Great Features
- $1,000,000.00
Travel Accident Insurance.
- Customer
Service - 24 hours a day, 7 days a week and 365 days
a year.
- Concierge
Service Travel Agent Service.
- Auto
Rental Insurance.
- Emergency
Monetary Service.
- Travelers
Assistance - including lost luggage, ticket replacement,
legal referral service, etc.
ScoreCard
It is no secret that our customers are becoming more
comfortable conducting their personal business online.
For that reason, the ScoreCard web site has been developed
with all these features for our PC savy cardholders.
- Award
and Travel Options - Cardholder can view the over
300 merchandise awards and numerous travel options.
This includes pictures and details.
- Merchandise
Search - This allows you to search for award options
by merchandise category (electronics, fashion, home
furnishings, etc.).
- Electronic
Shopping Cart - Allows you to redeem points online.
- Travel
Option Request - When you are ready to travel, submit
your request to the travel services group via e-mail
or by calling the toll free number provided.
- Program
Rules and Order Forms - These can be displayed and
printed.
Access
your rewards at
www.scorecardrewards.com.
Online
Access to Account Information
Access
your credit card account anytime, anywhere, 24 hours
a day and 7 days a week. Get up to date account information
such as your available credit, recent transactions,
and payment information, or pay your credit card bill
online, at
www.mycardstatement.com.
Terms
and Fees
- 25
day grace period on purchases*.
- Late
Payment Fee - $25.00.
- Over-limit
Fee - $20.00.
- Cash
Advance Fee - $5.00 or 2.5% of the cash advance, whichever
is greater.
- Credit
Lines from $5,000 to $25,000, depending on your qualifications.
- Method
for computing the balance for purchases - Average
daily balance including new purchases*.
Who
Qualifies? You do if...
- You've
owned your current home for 3 years or more.
- You've
worked at the same job or in the same line for 5 years
or more.
- Your
credit history shows no payments past due over 30-days
or other derogatory credit.
Apply
online or contact
us for additional information.
CornerBank
also offers VISA Classic at these great terms and fees:
- Annual
Percentage Rate for Purchase - 14.88%.
- No
Annual Membership Fee**.
- 25
day grace period on purchases*.
- Late
Payment Fee - $25.00.
- Over-limit
Fee - $20.00.
- Cash
Advance Fee - $10.00.
- ATM
Cash Advance Fee - $1.50.
- Method
for computing the balance for purchases - Average
daily balance including new purchases*.
The information listed above was accurate
as of
04/23/2008
. Because rates and terms are subject to change, you
may contact
us for the current information or call us at 1-800-408-9273.
* A finance charge will be imposed on Credit Purchases
only if you elect not to pay the entire New Balance
shown on your monthly statement for the previous billing
cycle within 25 days from the closing date of that
statement. If you elect not to pay the entire New
Balance shown on your previous monthly statement within
that 25-day period, a Finance Charge will be imposed
on the unpaid average daily balance of such Credit
Purchases from the previous statement closing date
and on new Credit Purchases from the date of posting
to your account during the current billing cycle,
and will continue to accrue until the closing date
of the billing cycle preceding the date on which the
entire New Balance is paid in full or until the date
of payment if more than 25-days from the closing date.
The finance charge for a billing cycle is computed
by applying the monthly Periodic Rate to the average
daily balance of Credit Purchases, which is determined
by dividing the sum of the daily balances during the
billing cycle by the number of days in the cycle.
Each daily balance of Credit Purchases is determined
by adding to the outstanding unpaid balance of Credit
Purchases at the beginning of the billing cycle any
new Credit Purchases posted to your account, and subtracting
any payments as received or credits as posted to your
account, but excluding any unpaid Finance Charges.
A finance charge will be imposed on Cash Advances
from the date made or from the first day of the billing
cycle in which the Cash Advance is posted to your
account, whichever is later, and will continue to
accrue on the unpaid average daily balance or such
Cash Advances until the date of payment if paid during
the same billing cycle, or until the closing date
of the billing cycle preceding the date on which the
entire new balance is paid in full or until the date
of payment if more than 25 days from the closing date.
If the new balance shown on your monthly statement
for the prior billing cycle is paid in full within
25 days of the closing date of that statement, no
finance charges will be imposed during the current
billing cycle for Cash Advances posted to your account
during previous billing cycles.
** $15.00 Annual Fee for non-customers
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