With CornerBank's Overdraft Protection (ODP) plan you can avoid the additional charge of insufficient or returned checks. Select the plan that is best for you and we will automatically transfer funds from your ODP account whenever your account is overdrawn.

Plan 1 - Designated CornerBank deposit account.
Identify one of your other CornerBank checking, savings or money market accounts as your ODP account. In the event of an overdraft, we'll automatically transfer funds from your ODP account in increments of $50.00 to cover the overdraft.

• A $5.00 fee is assessed each time this service is used.

Plan 2 - Designated CornerBank MasterCard® or VISA® credit card.
Identify your CornerBank MasterCard or VISA credit card as your ODP account. In the event of an overdraft, we'll automatically make a cash advance from your designated credit card in increments of $50.00 to cover the overdraft.

• A $10.00 fee is assessed each time this service is used.

How do I benefit from Overdraft Protection?

Typical Overdraft with Returned (Unpaid) Check	VS	Typical Overdraft with Overdraft Protection
		Plan 1 - $5.00 fee	Plan 2 - $10.00 fee
NSF Fee per check = $29.00		NSF Fee per check = $0.00
2nd Presentment Fee = $29.00		2nd Presentment Fee = None
Retailer Fee = $30.00		Retailer Fee = None
+ Time / Embarrassment		Item Paid - No Embarrassment
RESULT - You could pay up to $88.00 per returned check.		RESULT - You pay $5.00 or $10.00 for a single transfer to cover the entire overdraft, no matter how many checks involved.

Note - Transfers subject to sufficient funds in the ODP account or available credit line on the credit card. If your account lacks sufficient available funds to pay a check, preauthorized transfer, or other debit activity presented for payment, and your designated ODP account or the available credit line on the credit card lacks sufficient available funds for the ODP transfer, we may return such item for non-sufficient funds and will charge you a fee as provided in the Disclosures, subject to our Overdraft Policy, if any. We may process checks and any other debit activity in any order, including from highest dollar amount to lowest dollar amount.