A step above Cornerstone Checking...

FINANCIAL BENEFITS

No Minimum Balance
Open your account with $100.00 and forget the minimum balance requirements.

Interest
Your account will earn interest with no minimum balance required! Please contact us for current interest rate information.

Free Order of Personalized Member Checks or 50% Off Other Selected Check Styles

No Annual Fee VISA® Checkcard
With the optional VISA® checkcard, you can purchase goods and services wherever VISA® is accepted. Provides access to the STAR/Cirrus network.

INSURANCE BENEFITS

$10,000 Accidental Death Insurance*
Cornerstone Checking coverage includes $10,000 of 24-hour Accidental
Death Insurance.

*The 24-Hour Accidental Death Insurance benefit reduces by 50% at age 70.

$10,000 Identity Fraud Expense Coverage**
Restoring one's name and good credit is time consuming and expensive. Victims endure a number of costly steps to re-establish their identities and dispute fraudulent debts and accounts opened by an identity theft. Your Cornerstone Checking account provides $10,000 of Identity Theft coverage to cover expenses incurred in the recovery of one's stolen identity... such as lost wages, legal fees, certified mail and long distance charges. If your identity is compromised, you will receive a customized ID Theft Recovery Kit to assist in the process of restoring identity profiles and credit records.

**Coverage is not available to residents of New York and may not be available in other jurisdictions.

SECURITY BENEFITS

Credit Card Registration
Register all your credit, debit and ATM cards and have peace-of-mind knowing your cards are protected and your liability is limited should your cards become lost or stolen. You can cancel your missing cards, stop unauthorized use and request a replacement with one toll-free phone call.

Buyer's Protection & Extended Warranty
Buyer's Protection covers items for ninety days from the date of purchase against accidental breakage, fire, loss, or theft. Extended Warranty extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than five years.

PLUS AS A VALUED CORNERSTONE CHECKING PLUS MEMBER, YOU HAVE ACCESS TO THE FOLLOWING BENEFITS AND SERVICES AT NO ADDITIONAL COST:

SHOPPING BENEFITS

$500 Grocery Coupon Book
Join America's finest supermarket savings system where consumers can literally cut their grocery bill by 20% to 50%! Members have the choice of ordering their coupons by mail, phone, fax or over the Internet. (Nominal processing fees are offset by complimentary coupons.)

Cash Back Member Rewards
Start receiving Cash Back Members Rewards today! You can earn 10% cash back on your everyday purchases - such as groceries, household supplies, entertainment. Save your receipts and submit quarterly for cash back rewards.

HEALTH BENEFITS

Walk-in Pharmacy Card
As a member, receive discounts for you and your immediate family! Save up to 15% on average on brand name prescription drugs and up to 55% on average on generic prescription drugs. Our card is welcome at over 45,000 pharmacies. This is not an insurance plan.

EyeCare and EyeWear
Members have access to the EyeBenefits discount program and receive significant savings on the purchase of eyeware, eye examinations, Corneal Refractive Therapy ("CRT") and LASIK procedures. These savings are available at over 10,000 optical store locations and LASIK centers nationwide. This is not an insurnace plan.

Internet Access of Benefits
Log on to eClubOnline.net! Enter your Access Code which is located on the back of your membership card and then click the "Login to Register" button. You are required to register before accessing your benefits online.

All for only $7.00 per month!

CORNERSTONE CHECKING PLUS FAMILY

Upgrade to the Cornerstone Checking Plus Family account and receive all of the benefits of the Cornerstone Checking Plus account and your coverage increases to $20,000 Accidental Death Insurance and $5,000 Dependent Child Coverage.

All for only $8 per month!

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eStatements
As an integrated part of CornerBank’s Online Banking, we provide online checking, savings and money market account eStatements to our CornerBank customers. And like Online Banking and Bill Pay, they're absolutely free!