FINANCIAL BENEFITS

No Fee with $100 Minimum Daily Balance
Daily collected balances less than $100 is $8 per month.

Interest
Earn interest on accounts with a daily collected balance of $500 or more. Please contact us for current interest rate information.

Unlimited Check Writing

Free Order of Personalized Member Checks!

VISA® Checkcard
With the optional VISA® checkcard, you can purchase goods and services wherever VISA® is accepted. Provides access to the STAR/Cirrus network. The $6 annual fee is less than the cost of a box of checks.

INSURANCE BENEFITS

$5,000 Accidental Death Insurance*
Cornerstone Checking coverage includes $5,000 of 24-hour Accidental
Death Insurance.

*The 24-Hour Accidental Death Insurance benefit reduces by 50% at age 70.

$5,000 Identity Fraud Expense Coverage**
Restoring one's name and good credit is time consuming and expensive. Victims endure a number of costly steps to re-establish their identities and dispute fraudulent debts and accounts opened by an identity theft. Your Cornerstone Checking account provides $5,000 of Identity Theft coverage to cover expenses incurred in the recovery of one's stolen identity... such as
lost wages, legal fees, certified mail and long distance charges. If your
identity is compromised, you will receive a customized ID Theft Recovery Kit
to assist in the process of restoring identity profiles and credit records.

**Coverage is not available to residents of New York and may not be available in other jurisdictions.

SECURITY BENEFITS

Credit Card Registration
Register all your credit, debit and ATM cards and have peace-of-mind knowing your cards are protected and your liability is limited should your cards become lost or stolen. You can cancel your missing cards, stop unauthorized use and request a replacement with one toll-free phone call.

Internet Access of Benefits
Log on to eClubOnline.net! Enter your Access Code which is located on the back of your membership card and then click the "Login to Register" button. You are required to register before accessing your benefits online.

eStatements
As an integrated part of CornerBank’s Online Banking, we provide online checking, savings and money market account eStatements to our CornerBank customers. And like Online Banking and Bill Pay, they're absolutely free!

Special Insurance Program Notes
The description herein is a summary only. It does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named in the certificate of insurance. Coverage is divided equally among joint account holders.

Insurance Products
Not insured by FDIC or any Federal Government.
Not a deposit of or guaranteed by CornerBank, N.A., Cornerstone Alliance, Ltd., or its affiliates.